Insurance and Financing

At National Dental, we believe that clear financial conversations are an essential part of quality dental care. Our team is strongly committed to helping patients understand dental insurance and financing in a way that feels respectful, transparent, and easy to follow. We focus on education and support so you can make informed decisions without unnecessary stress.

Understanding Dental Insurance Support

Dental insurance can help decrease out-of-pocket costs for preventive and restorative services, but coverage details vary widely. Our office is in-network with the below insurance plans. Please call our office to verify plans per provider.

Aetna PPO
Aflac PPO
Ameritas
ASO/SIDS
Cigna PPO
CPS Unions
CSEA
Daniel H. Cook
DDS Inc
Delta PPO
Dentemax
Emblem PPO
Empire Blue Cross Blue Shied PPO
GEHA/ConnectionDental
Guardian PPO
Humana PPO
JJ Stanis
Metlife PPO
Principal
Solstice
Sunlife PPO
United Concordia PPO
United Healthcare PPO

Clear Dental Payment Guidance

Before treatment begins, we review estimates and discuss dental payment options in a clear and patient-friendly way. Taking time for these conversations helps ensure expectations are aligned and allows patients to plan comfortably for their care.

Dental Financing Options

For services not fully covered under insurance, we provide multiple dental financing options designed to support access to care. These options let patients move forward with recommended treatment while spreading costs over time in a manageable way.

CareCredit Financing

One of the financing solutions available is CareCredit dental financing, which allows qualified patients to pay for dental services through monthly installments. Applications are straightforward, and approval decisions are often quick. Our team explains how CareCredit works so you can decide whether it fits your needs.

Membership Club

Join National Dental’s in-house concierge dental plan for patients & families without dental insurance. Our concierge plan includes the following services:

Comprehensive Exam (Once every 6 months)
All necessary X-Rays
All necessary intraoral photos
Cleaning (Prophylaxis – Twice per year)
Oral Cancer Screening
Sleep Apnea Screening
Periodontal Assessment

Benefits of the plan

Low-cost plans available for individual and families
Better than company-sponsored dental plans
No annual maximum, no deductible, no excluded services, no waiting periods, no delays
25% off basic restorative dental procedures
$500 off Invisalign® (applicable to full cases)
$100 off in-office professional teeth whitening
15% off Fluoride trays

Out-of-Pocket Payments

We accept common forms of payment, including cash, debit cards, and major credit cards. When applicable, our team reviews any patient responsibility in advance so you feel informed and prepared before your visit.